Home Loan

I have a very bitter experience with the HDFC home loan. My brother has taken a home loan worth Rs 18 lakhs. The loan was applied and processed in Singapore. It was sanctioned very soon because of NRI thing. But when the loan disburesement processing is started in kolkata (Saltlake Branch) it becomes a nightmare for me. The persons in the Saltlake branch are absolutely useless. They dont receive any phone call. Sometimes i have called 20-25 times but they never respond. They dont reply any mail. They can talk with the persons who are physically present at their office at a particular time. They dont commit anything. They dont acknowledge the receive copies. Their behaviour is also not so good. So I want to suggest everyone that please dont go for a home loan to HDFC.

Please also post your experinces about home loans.